Salman Capital Funding, a family-owned leader in private money lending, is proud to offer 1-4 Unit DSCR Rental Loans. This loan product is designed to help real estate investors like you achieve your investment goals by financing the purchase or refinance of 1–4-unit properties. 

What is a DSCR Rental Loan?

DSCR stands for Debt Service Coverage Ratio. A DSCR loan focuses on the property’s ability to generate rental income sufficient to cover the loan payment, rather than your personal income. This makes it a valuable option for investors who may have other investments or whose personal income does not meet traditional loan requirements. 

Am I Eligible for DSCR Loans?

Salman Capital Funding’s 1-4 Unit DSCR Rental Loans are a good fit for investors looking to: 

  • Purchase a new 1-4 unit rental property 
  • Refinance an existing 1-4 unit rental property 
  • Expand their real estate portfolio 

Required Documentation

Here is a list all documents needed for a DSCR loan application:

  • Personal Documentation: Photo ID and Loan Application
  • Property Documentation: Property Insurance, Entity Documents, Purchase and Sale Agreement.

Features and Benefits

  • Focus on property cash flow: DSCR loans qualify you based on the property’s rental income, not your personal income. 
  • Competitive Rates: We offer competitive rates to help you maximize your return on investment. 
  • 30-Year Fixed Term: Enjoy the predictability and stability of fixed monthly payments for the entire loan term. 
  • Streamlined Process: Our experienced team will guide you through a smooth and efficient loan application process. 
  • Fast Closing Times: Get the funding you need quickly so you can seize investment opportunities. 

Why Choose Salman Capital Funding?

  • Family-Owned and Experienced: We understand the unique needs of real estate investors and are committed to your success. 
  • Direct Lender: We make the loan decisions ourselves, ensuring a faster and more efficient process. 
  • Flexible Options: We offer a variety of loan programs to fit your specific investment goals. 
  • Exceptional Customer Service: Our dedicated team is here to support you throughout the entire loan process. 

Frequently Asked Questions (FAQs)

Minimum credit score requirements may vary depending on the specific loan program and your overall qualifications. 

We offer competitive LTV ratios and creative loans, allowing property owners to minimize their out-of-pocket costs. Please contact us to discuss your specific situation. 

Salman Capital Funding offers DSCR loan options with and without prepayment penalties. We can discuss the best option for you. 

Our streamlined process allows us to close loans quickly, often within a few weeks or less!

Interest rates are subject to change based on market conditions and your qualifications. Contact us for a current rate quote.

    Residential 1-4 units
    Up to 80% on Purchase/Rate & Term Refinance, up to 75% on Cashout Refi
    30 years
    30 year fixed
    5/7/10 ARM or
    Interest only
    One and half week

Take Control of Your Real Estate Future

Salman Capital Funding’s 1-4 Unit DSCR Rental Loans can help you unlock the potential of your real estate investments. Contact us today to learn more about how we can help you achieve your financial goals.